San Jose Approves America’s First Liability Insurance Act for Gun Owners – NBC Chicago

A California city voted Tuesday night to require gun owners to implement liability insurance in what is believed to be the first of its kind in the United States.

The San Jose City Council overwhelmingly approved the measure despite objections from gun owners, who said it would violate their Second Amendment rights and promised to sue.

The Silicon Valley city of about 1 million people has followed the trend of other Democratic-led cities that seek to curb violence through stricter rules. But while similar laws have been proposed, San Jose is the first city to pass it, according to Brady United, a national nonprofit that advocates for gun violence.

Council members, including several who have lost friends to gun violence, said it was a step towards responding to gun violence that Councilmember Sergio Jimenez called “a scourge for our society me.”

Mayor Sam Liccardo said having liability insurance would encourage people in 55,000 San Jose households to legally own at least one registered firearm to have a gun safe, trigger a trigger lock and engage Take classes on gun safety.

Liability coverage will cover loss or damage resulting from any accidental use of a firearm, including death, injury or property damage, according to the ordinance. If a firearm is stolen or lost, the owner of the gun will be held legally responsible until the theft or loss is reported to the authorities.

However, uninsured gun owners will not lose their guns or face any criminal charges, the mayor said.

The board also voted to require gun owners to pay an estimated $25 fee, which will be collected by an unnamed nonprofit and distributed to community groups for use. Used for gun safety education and training, suicide prevention, domestic violence, and mental health services.

The proposed ordinance is part of an extensive gun control plan that Liccardo announced in the wake of the May 26 mass shooting at the Santa Clara Valley Transportation Authority rail yard that left nine people dead. killed, including the employee who opened fire on his colleague then killed himself.

At the hour-long meeting, critics argued that the charge and liability requirements violated their right to own firearms and would do nothing to stop gun crime, including use “ghost gun” that can’t be tracked, self-made.

“You cannot tax constitutional rights. This does nothing to reduce crime,” said one speaker.

This measure does not solve the major problem of illegally obtained weapons being stolen or purchased without a background check.

Liccardo acknowledges those worries.

“This will not stop mass shootings and stop bad guys from committing violent crimes,” the mayor said, adding that most gun deaths nationwide are due to suicide. Accidental shootings or other causes and even many homicides stem from domestic violence.

Liccardo also said gun violence costs San Jose taxpayers $40 million a year in emergency response services.

Some speakers argued that the law would face costly and protracted court challenges.

Ahead of the vote, Sam Paredes, executive director of Gun Owners of California, said his team would sue if the proposal goes into effect, calling it “totally unconstitutional in any way.”

However, Liccardo said some attorneys have offered to defend the city’s pro-advocate. San Jose Approves America’s First Liability Insurance Act for Gun Owners – NBC Chicago


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