CLEVELAND (WJW) – The FBI is warning about scams this holiday shopping season.
The FBI says non-delivery, where the victim pays for an item they never received and fails to pay, where the victim offers a service or product but never gets the money back, are scams. most common fraud.
If you believe you have been the victim of a scam, contact your bank or credit union and local police department. You can also file a complaint with FBI Internet Crime Complaint Center.
The FBI offers the following tips:
- Secure all financial accounts with strong passwords or passwords. The FBI recommends using different passwords for each financial account, as well as multi-factor authentication, whenever available.
- Buy directly from safe and reputable websites. Stay away from unfamiliar websites, especially if they are offering unrealistic discounts on branded goods.
- As always, if a deal seems too good to be true, it probably is.
- Before making a purchase, verify the legitimacy of the buyer or seller. If you’re using an online marketplace or auction site, check those feedback ratings. Be wary of any buyers and sellers with multiple adverse ratings or no ratings at all.
- Credit cards offer several layers of security against fraud and are often the safest way to make purchases online.
- Ignore merchants and sites that claim to pay via gift cards only – that’s a key sign of fraud.
- Also, beware of sellers who ask shoppers to pay with crypto or bank transfer, methods that allow them to quickly receive and send money without asking much of the buyers. Shop scam.
- Check your bank and credit card statements regularly, including after making online purchases and in the weeks following the holiday season.
- Never give out personal information like your date of birth or Social Security number to anyone you don’t know.
https://kfor.com/news/fbi-issues-warning-about-holiday-shopping-scams/ FBI issues warning about holiday shopping scams