You can get free cash on Universal Credit this Christmas that you do NOT have to pay back

Britons on Universal Credit can get help paying their bills and other essentials – and that’s money you don’t have to pay back.

Christmas can be an expensive time of year and a cost of living crisis means cash won’t go far for many this winter.

Extra help is available to struggling households and you won't have to pay it back


Extra help is available to struggling households and you won’t have to pay it backCredit: Getty

Help for those above General Credit and other benefits from council tax discounts to supermarket food vouchers.

Here we have put together all the help you can get with this Christmas.

Check your benefits

Just because you get Universal Credit, doesn’t mean it’s all you can get.

Millions of Britons are missing out on the benefits they are entitled to a total of billions of pounds.

The benefit calculator can help you check what you might be entitled to.

For example, you may get extra money if you are taking care of other people or housing costs.

There are several benefits testing tools tools you can use – here are our guide.

Get a council tax discount

Council tax is one of the biggest and most important household bills – if you’re late, you may be asked to pay it in full every year.

Failure to pay can also result in a bailiff visiting your home, taking it to court, or even being jailed.

Paying this bill is a priority, so if you’re having trouble with it, you should seek help right away.

And you can also find help from charities like Advice for citizens.

Struggling Britons can also get Council tax debt is cleared using a little-known rule.

Many people don’t know that they can get a discount on their council tax bill, or be exempt from payment altogether.

Discounts are available to people with low incomes, people who claim certain benefits, people who care about others and other circumstances.

The amount your bill is reduced can range from 25% to 100%, which means you pay nothing for the bill.

You can check when you can get a council tax discount in our guide or contact your local council to check what support you can claim and apply for.

Sponsorship scheme

Low-income families may be eligible for a charity grant to cover housing costs.

Since grants are often different from loans, most do not have to pay back.

Turn2Us has a tool that can help you Check out available grants near you on its website.

You will need to enter some personal information such as your zip code, gender and age.

Household Support Fund

A new fund totaling £500 million was given to councils to give to families in need.

The Household Support Fund includes vouchers to spend in supermarkets and buy children’s clothes, in an area and another £100 cash.

The help you can get depends on your location and your circumstances.

You can find your local council using this tool and search your postcode. to see what help is available near you.

You should check earlier rather than later as there are application deadline areas and some coming up.

£140 off your energy bill

There are several programs available, either through your energy provider or through government programs.

There’s £140 available to lower your bill through a home-warm discount for anyone on a low income.

It’s on a first-come, first-served basis, so you need to apply quickly or you’ll fail.

You can learn more how to apply and who is eligible in our guide and even if your supplier went bankrupt There is still time to register your new app.

You can also automatically get cash if the temperature drops below zero through cold weather payment plan.

Cash to pay rent

Cash help is available to anyone struggling, available from your local council through discretionary housing payment.

Anyone claiming the Common Credit Housing Benefit or Housing Factor may be eligible if they are struggling with rent costs.

Each local government gives cash to people in need on a case-by-case basis, and the amount available can vary.

This is methings you need to know abwho can get cash and how to claim.

Welfare support program

Some councils also offer assistance through the welfare fund, to help cover essential expenses, from buying new furniture to food stamps.

An investigation by The Sun found that Hardcore Britons can sign up for help worth up to £1,000.

But exactly how much you get and for what will depend on where you live – and not all councils offer this help.

Grants are awarded on a case-by-case basis and will have a different application process depending on where you live.

You can find out who your local council is by visiting website and contact them about whether help is available in your area.

Work from cash at home

If you’ve worked from home for even a day since the pandemic began, you may be able to get a tax refund.

It’s worth £125 a year and you can claim for last year and this year, if you work from home for both.

Millions of people have yet to claim a refund but there is still time to do so.

HMRC has a simple tool that you can use to apply – Here’s what you need to do.

You can get your General Credit paid early this Christmas and Here are the dates you can get it.

You can get a Pay your bonus this Christmas, so check your statement.

Money expert explains how to get £1,274 to start your own business if you’re on Universal Credit or benefits

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Bobby Allyn

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