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How is Housing Benefit calculated and how much will I get?

YOU can get Housing Benefit if you are unemployed, on low income or claiming benefits.

It’s given out to help you pay your rent if you’re having trouble paying your way – but not everyone can make a new claim.

Here's how Housing Benefit is calculated - and how much you can get

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Here’s how Housing Benefit is calculated – and how much you can getCredit: Alamy

That’s because it’s being replaced with Universal Credit – so in most cases you’ll have to apply for this to get help.

Housing Benefit recipients will be transitioned to receiving Alternative Universal Credit payments in 2024.

It comes as tenants Struggling with soaring rents.

Families are paying an average monthly rate of £1,060 a month in December, up from £972 a year ago.

For those who still get it, here’s how Housing Benefit is calculated – and how much you could get.

How is Housing Benefit calculated?

You can get help with all or part of your rent with Housing Benefit payments.

It’s calculated using a number of different factors, including your rent, the type of housing you live in, and personal circumstances including your household income – we explain below .

If you live in council or social housing

For people living in council or social housing, the amount you receive in Housing Benefit depends on your “eligible rent” – which is the rent you pay plus any service fees any.

It does not include costs such as energy bills or other utilities.

The amount you can claim is reduced if you have an empty bedroom. You’ll get 14% less “eligible rent” if you have one bedroom available and 25% less on two or more bedrooms.

Some conditions are put in place when it comes to sharing a bedroom – the following are expected to be shared:

  • a mature couple
  • two children under 16 of the same sex
  • two children under 10 years old (regardless of gender)

If you are a private tenant

For private tenants, your “eligible rent” is lower: your actual rent or your “Local Housing Allowance” rate.

Since this varies depending on where you live, it’s best to check local housing subsidy rate in your area on the Gov.uk website.

How much can I get?

What you can get in Housing Benefit varies, as it depends on your personal, living and financial circumstances.

But for example, if you were living in a council house, paying £100 a month and had a spare bedroom, you would get the following.

Your qualifying rent “is 14% off because you have an empty bedroom, worth £86 – so the amount of Housing Benefit you get will work towards that figure.

According to the latest research from the charity Turn2us, 745,000 people are missing out on £3.3 billion of Housing Benefit – that’s an average of more than £4,000 per household.

But remember, it’s likely you’ll have to apply for Universal Credit to receive Housing Benefit as it’s phased out.

To find a better estimate of what you can get, Entitledto is free calculator determine if you are eligible for various benefits, tax credits, and the Common Credit.

However, you must register to use it – if you don’t want to, the consumer group MoneySavingExpert.com and charity Step change both have the benefit tools powered by Entitledto’s data allowing you to save your results without logging in.

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https://www.thesun.co.uk/money/17420600/how-is-housing-benefit-calculated-how-much-get/ How is Housing Benefit calculated and how much will I get?

JACLYN DIAZ

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